Question 1

Do I need a company to invoice?

Accepted Answer

No. With WorkNode you invoice as a private individual. We handle tax, VAT, social contributions, pension, and insurance.

Question 2

How quickly can I get started?

Accepted Answer

Registration takes a few minutes. Create an account, fill in your basic details, and send your first invoice the same day.

Question 3

Can I invoice foreign companies?

Accepted Answer

Yes. Invoices within the EU require a valid VAT number. Currencies such as EUR, USD, GBP, NOK, DKK, and SEK are supported.

Question 4

What does it cost to invoice as a private individual?

Accepted Answer

With WorkNode FLEX you pay 3.95% per invoice. With WorkNode PRO you pay SEK 995/month and 0% invoice fee, which often fits better from about SEK 25,000/month.

Question 5

What is self-employment?

Accepted Answer

Self-employment means you work as a private individual but invoice through WorkNode as your formal employer. We handle tax, fees, and administration.

Question 6

Do I need F-tax?

Accepted Answer

No. WorkNode is your employer — you do not need your own F-tax registration or company registration.

Question 7

How does WorkNode differ from Frilans Finans or Cool Company?

Accepted Answer

WorkNode offers FLEX (3.95% per invoice) or PRO (SEK 995/month fixed). Frilans Finans charges about 6.00% and Cool Company about 5.98% per invoice — with regular invoicing, PRO is often cheaper.

Question 8

How does tax work when I invoice without a company?

Accepted Answer

WorkNode pays employer contributions and preliminary tax before salary is paid. You receive salary as an employee on the assignment and do not need to report VAT or business income yourself.

Question 9

Can I switch from Frilans Finans to WorkNode?

Accepted Answer

Yes. You can create an account and send your next invoice through WorkNode without cancelling your old account first. After the first invoice you can compare the outcome in kronor.

Question 10

Am I insured through WorkNode?

Accepted Answer

Yes. Insurance via If applies when the assignment is registered and approved in WorkNode.

Question 11

Which collective agreement applies?

Accepted Answer

Applicable collective agreement terms provide clarity on salary, holiday pay, and sick pay for pre-notified assignments.

Question 12

What happens if the client does not pay?

Accepted Answer

We send reminders and collection notices. If payment is still missing, the case can be pursued further with support from WorkNode.

Question 13

Are sick pay and occupational pension included?

Accepted Answer

Yes. WorkNode handles salary under the collective agreement and pays pension according to the terms that apply to the assignment. Sick pay is handled under Swedish rules when the assignment conditions are met.

Question 14

How does unemployment insurance (A-kassa) work?

Accepted Answer

Self-employment can affect A-kassa differently depending on your situation and your fund’s assessment. Always check with your A-kassa before taking assignments if benefits matter to you.

Question 15

What is the difference between FLEX and PRO?

Accepted Answer

FLEX costs 3.95% per invoice with no fixed fees. PRO is SEK 995/month with unlimited invoicing and 0% invoice fee — typically worthwhile from about SEK 25,000/month.

Question 16

How quickly do I receive my salary?

Accepted Answer

Once the client has paid the invoice, your salary is normally paid within 1–2 banking days.

Question 17

Can I invoice with 0% VAT?

Accepted Answer

As a rule, 25% VAT should be stated, but exceptions exist. WorkNode helps you handle VAT-exempt invoicing when relevant.

Question 18

Fast payout

Accepted Answer

Salary within 1–2 banking days after the client pays. WorkNode handles tax and fees before payout.

Question 19

Insurance via If

Accepted Answer

Basic cover is included when the assignment is registered and approved in WorkNode — arranged via If.

Question 20

Invoice abroad

Accepted Answer

Invoice clients in other countries and currencies with the correct VAT rules. Currencies such as EUR, USD, GBP, and more.

Question 21

ROT & RUT

Accepted Answer

Support for ROT and RUT invoicing to private individuals when the conditions are met.

Question 22

Collective agreement

Accepted Answer

Clear terms for salary and protection. Applicable terms may cover holiday pay and sick pay for pre-notified assignments.

Question 23

Invoice tools

Accepted Answer

Create and send professional invoices in the platform. WorkNode handles VAT, reminders, and payment follow-up.

Question 24

E-invoice

Accepted Answer

Send electronic invoices to companies in Sweden and abroad for faster payment and less administration.

Question 25

Quote tool

Accepted Answer

Create clear quotes that can be converted into an invoice when the assignment is confirmed.

Question 26

Time tracking

Accepted Answer

Report hours linked to the assignment and connect them to the right invoice and client.

Question 27

Expenses

Accepted Answer

Add approved expenses to the invoice together with your fee — we handle the accounting for you.

Question 28

Salary exchange & pension

Accepted Answer

Allocate part of your income to pension savings. WorkNode provides guidance and the option to set aside part of your income.

Question 29

Support

Accepted Answer

Help when you need it. Swedish support on weekdays 08–17 via chat, email, and phone.

Question 30

Refer & earn

Accepted Answer

Refer a friend and earn up to SEK 1,000. Your friend gets SEK 995 off fees. You get SEK 500 when they invoice — plus SEK 500 more if they upgrade to PRO.

Question 31

App & case portal

Accepted Answer

Manage invoices, payments, and your account in the app wherever you are.

Invoice without a company. Start with the invoice.

Common situations

The client asks for an invoice

The work is already done

The client is abroad

From completed work to salary

Register the assignment

WorkNode sends the invoice

You receive salary

What does it cost?

WorkNode handles the rest.

Questions about invoicing without a company

Create the invoice while the details are fresh.